Bankruptcy Allowable Living Expenses
(Cases Filed Between May 1, 2020 and October 31, 2020, Inclusive)

Local Housing and Utilities Standards*

Texas

 

  Family Size and Expense Type
1 Person 2 People 3 People 4 People 5 or More People
County FIPS Code Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Anderson County48001$496$681$582$801$614$843$684$941$695$956
Andrews County48003$568$878$667$1,032$703$1,087$784$1,212$796$1,232
Angelina County48005$530$760$623$892$656$940$732$1,048$743$1,065
Aransas County48007$560$911$658$1,070$693$1,128$773$1,257$785$1,278
Archer County48009$532$905$624$1,064$658$1,121$734$1,250$746$1,270
Armstrong County48011$483$803$567$943$598$993$667$1,107$678$1,125
Atascosa County48013$512$775$601$911$633$960$706$1,070$718$1,087
Austin County48015$499$1,025$586$1,204$617$1,269$688$1,415$699$1,438
Bailey County48017$392$547$461$642$485$677$541$755$550$767
Bandera County48019$495$935$582$1,098$613$1,157$684$1,290$695$1,310
Bastrop County48021$504$949$592$1,114$624$1,174$695$1,310$706$1,331
Baylor County48023$647$737$760$866$800$913$892$1,018$907$1,034
Bee County48025$553$680$649$799$684$842$762$939$775$954
Bell County48027$481$896$565$1,052$596$1,108$664$1,236$675$1,256
Bexar County48029$476$988$560$1,160$589$1,223$657$1,363$668$1,385
Blanco County48031$436$1,150$512$1,351$540$1,423$602$1,587$611$1,613
Borden County48033$361$689$424$810$447$853$499$951$507$966
Bosque County48035$498$678$585$796$616$839$687$935$698$951
Bowie County48037$502$783$589$920$621$969$692$1,081$703$1,098
Brazoria County48039$486$1,258$571$1,478$602$1,557$671$1,736$682$1,764
Brazos County48041$507$1,055$595$1,239$627$1,306$699$1,456$710$1,480
Brewster County48043$466$984$548$1,155$577$1,217$643$1,357$654$1,379
Briscoe County48045$508$479$597$563$629$593$702$661$713$672
Brooks County48047$592$721$696$846$733$892$817$995$830$1,011
Brown County48049$537$707$631$830$664$875$741$975$753$991
Burleson County48051$514$775$604$910$636$959$709$1,069$721$1,086
Burnet County48053$513$996$603$1,170$635$1,233$708$1,375$719$1,397
Caldwell County48055$513$862$603$1,012$635$1,067$708$1,190$720$1,208
Calhoun County48057$530$806$623$947$656$998$731$1,113$743$1,131
Callahan County48059$540$648$634$761$668$802$745$894$758$908
Cameron County48061$507$699$595$821$627$865$699$965$710$980
Camp County48063$493$687$579$807$610$850$681$947$692$962
Carson County48065$506$753$595$884$627$931$699$1,038$710$1,055
Cass County48067$492$640$578$752$609$792$679$883$690$897
Castro County48069$522$465$614$546$647$575$722$641$733$652
Chambers County48071$514$1,222$604$1,434$636$1,512$709$1,686$721$1,713
Cherokee County48073$540$689$634$809$668$853$745$951$757$966
Childress County48075$539$694$633$815$667$859$744$957$756$973
Clay County48077$490$763$576$896$607$944$677$1,052$688$1,069
Cochran County48079$462$531$543$623$572$657$637$733$648$744
Coke County48081$496$689$583$809$614$853$685$951$696$966
Coleman County48083$547$599$642$704$677$741$755$826$767$840
Collin County48085$558$1,481$655$1,739$690$1,833$769$2,044$782$2,077
Collingsworth County48087$553$464$649$546$684$575$763$641$775$651
Colorado County48089$537$702$630$825$664$869$740$969$753$984
Comal County48091$469$1,259$550$1,480$580$1,559$647$1,738$657$1,766
Comanche County48093$495$698$581$820$612$864$683$963$694$978
Concho County48095$518$645$609$757$642$797$715$889$727$903
Cooke County48097$502$906$589$1,064$621$1,121$692$1,250$703$1,271
Coryell County48099$521$735$612$864$644$911$719$1,015$730$1,032
Cottle County48101$459$468$539$550$568$579$633$646$644$656
Crane County48103$576$506$677$594$713$626$795$698$808$709
Crockett County48105$476$557$559$654$588$690$656$769$667$781
Crosby County48107$543$486$638$571$672$602$749$672$761$682
Culberson County48109$562$678$661$796$696$839$777$935$789$950
Dallam County48111$438$764$514$898$542$946$604$1,055$614$1,072
Dallas County48113$536$1,035$629$1,216$663$1,281$739$1,429$751$1,452
Dawson County48115$558$651$655$765$690$806$770$898$782$913
Deaf Smith County48117$503$707$591$831$623$875$694$976$705$992
Delta County48119$525$617$617$724$650$763$724$851$736$865
Denton County48121$530$1,375$622$1,616$656$1,702$731$1,898$743$1,929
DeWitt County48123$538$623$633$731$667$770$743$859$755$873
Dickens County48125$630$529$739$622$779$655$868$731$883$742
Dimmit County48127$584$702$686$825$723$869$806$969$819$985
Donley County48129$502$673$590$790$622$832$693$928$704$943
Duval County48131$538$562$633$660$666$696$743$776$755$788
Eastland County48133$480$554$564$651$594$686$662$765$673$777
Ector County48135$537$925$631$1,087$664$1,146$741$1,277$753$1,298
Edwards County48137$407$702$477$825$503$869$561$969$570$984
El Paso County48141$448$830$526$975$554$1,028$618$1,146$628$1,164
Ellis County48139$535$1,099$628$1,291$662$1,360$738$1,517$750$1,541
Erath County48143$482$874$566$1,026$597$1,081$665$1,206$676$1,225
Falls County48145$548$605$644$710$679$748$757$834$769$848
Fannin County48147$553$776$649$912$684$961$763$1,071$775$1,089
Fayette County48149$507$792$596$930$628$980$700$1,093$711$1,111
Fisher County48151$519$522$610$612$642$646$716$720$728$731
Floyd County48153$495$543$581$638$612$673$683$750$694$762
Foard County48155$547$452$642$531$677$559$754$624$767$633
Fort Bend County48157$514$1,445$604$1,697$636$1,789$709$1,995$721$2,027
Franklin County48159$521$756$612$888$645$936$720$1,043$731$1,060
Freestone County48161$583$721$685$847$721$893$804$996$817$1,012
Frio County48163$585$587$687$689$723$727$807$810$820$823
Gaines County48165$515$803$605$943$637$994$711$1,108$722$1,126
Galveston County48167$513$1,242$602$1,459$635$1,537$708$1,714$719$1,742
Garza County48169$478$621$562$729$592$768$659$857$670$871
Gillespie County48171$539$1,047$633$1,230$668$1,295$744$1,445$756$1,468
Glasscock County48173$535$832$628$978$662$1,030$738$1,149$750$1,167
Goliad County48175$545$804$641$943$675$994$753$1,108$765$1,126
Gonzales County48177$473$627$556$736$585$776$653$865$663$879
Gray County48179$548$717$643$843$678$888$756$990$768$1,006
Grayson County48181$536$800$630$939$663$990$740$1,103$752$1,121
Gregg County48183$490$830$575$976$606$1,028$676$1,146$686$1,165
Grimes County48185$491$874$577$1,026$608$1,081$678$1,205$689$1,225
Guadalupe County48187$479$1,096$562$1,288$592$1,357$661$1,512$671$1,537
Hale County48189$485$640$569$752$600$792$669$883$680$897
Hall County48191$531$506$624$595$657$627$733$699$745$710
Hamilton County48193$516$755$606$887$638$935$712$1,042$723$1,059
Hansford County48195$465$736$547$864$576$911$642$1,016$653$1,032
Hardeman County48197$544$507$639$596$673$628$750$701$762$712
Hardin County48199$502$907$590$1,065$622$1,122$693$1,252$704$1,272
Harris County48201$503$1,107$591$1,300$622$1,371$694$1,528$705$1,553
Harrison County48203$505$827$593$972$625$1,024$697$1,142$708$1,160
Hartley County48205$485$984$570$1,155$601$1,217$670$1,357$681$1,379
Haskell County48207$546$413$641$485$676$511$754$570$766$579
Hays County48209$490$1,229$575$1,444$606$1,522$676$1,697$687$1,724
Hemphill County48211$560$825$658$969$693$1,021$773$1,138$786$1,156
Henderson County48213$548$696$643$818$678$862$756$961$768$977
Hidalgo County48215$489$734$574$862$605$908$675$1,012$686$1,028
Hill County48217$543$759$638$891$672$939$750$1,046$762$1,063
Hockley County48219$510$751$599$882$632$929$705$1,036$716$1,053
Hood County48221$490$970$576$1,139$607$1,200$676$1,339$687$1,360
Hopkins County48223$522$717$613$842$645$888$720$989$731$1,006
Houston County48225$582$625$684$734$720$774$803$863$816$877
Howard County48227$533$740$627$869$660$916$736$1,021$748$1,038
Hudspeth County48229$483$340$567$400$598$421$667$469$678$477
Hunt County48231$550$851$646$1,000$681$1,053$759$1,174$772$1,193
Hutchinson County48233$535$655$628$770$662$811$738$904$750$919
Irion County48235$557$915$654$1,075$689$1,133$769$1,263$781$1,283
Jack County48237$509$714$597$839$629$884$701$986$713$1,001
Jackson County48239$521$682$612$801$645$844$719$941$730$957
Jasper County48241$558$742$656$871$691$918$771$1,023$783$1,040
Jeff Davis County48243$518$660$609$775$642$816$716$910$727$925
Jefferson County48245$513$874$602$1,027$635$1,082$708$1,206$719$1,226
Jim Hogg County48247$515$581$605$683$637$720$711$802$722$815
Jim Wells County48249$564$752$662$884$698$931$778$1,038$790$1,056
Johnson County48251$505$918$593$1,078$625$1,136$697$1,267$708$1,287
Jones County48253$558$601$655$707$690$745$770$830$782$844
Karnes County48255$493$673$579$790$610$833$680$929$691$944
Kaufman County48257$511$1,067$600$1,253$633$1,320$705$1,473$717$1,496
Kendall County48259$494$1,509$580$1,773$611$1,868$681$2,083$693$2,116
Kenedy County48261$526$681$618$800$651$843$726$940$738$955
Kent County48263$570$709$670$832$706$877$787$978$800$994
Kerr County48265$468$873$549$1,026$579$1,081$646$1,205$656$1,225
Kimble County48267$582$585$684$686$720$724$803$807$816$820
King County48269$526$681$618$800$651$843$726$940$738$955
Kinney County48271$432$647$507$760$534$801$596$893$606$907
Kleberg County48273$523$864$614$1,015$648$1,069$722$1,192$733$1,212
Knox County48275$490$428$576$502$607$529$677$590$688$599
La Salle County48283$612$893$719$1,049$758$1,105$845$1,232$859$1,252
Lamar County48277$534$649$627$762$661$803$737$895$749$910
Lamb County48279$503$572$591$671$623$707$695$788$706$801
Lampasas County48281$546$885$641$1,040$676$1,095$753$1,222$766$1,241
Lavaca County48285$479$785$562$922$593$971$661$1,083$672$1,100
Lee County48287$573$801$673$940$709$991$791$1,105$803$1,123
Leon County48289$625$579$734$680$774$716$862$799$876$812
Liberty County48291$507$783$596$919$628$968$700$1,080$711$1,097
Limestone County48293$509$639$598$751$630$791$702$882$714$896
Lipscomb County48295$538$630$631$740$665$780$742$869$754$883
Live Oak County48297$516$744$605$874$638$921$711$1,027$723$1,043
Llano County48299$518$828$609$972$641$1,025$715$1,143$727$1,161
Loving County48301$526$681$618$800$651$843$726$940$738$955
Lubbock County48303$518$902$608$1,059$640$1,117$714$1,245$726$1,265
Lynn County48305$562$732$660$859$696$905$775$1,010$788$1,026
Madison County48313$544$736$639$864$674$910$751$1,015$763$1,032
Marion County48315$465$701$546$823$576$867$642$967$653$982
Martin County48317$554$786$651$922$686$972$765$1,084$778$1,101
Mason County48319$519$769$610$903$643$951$716$1,061$728$1,078
Matagorda County48321$497$791$584$929$616$978$686$1,091$697$1,109
Maverick County48323$519$759$609$892$642$940$716$1,048$728$1,064
McCulloch County48307$520$725$611$851$644$897$718$1,000$729$1,017
McLennan County48309$511$874$600$1,027$632$1,082$705$1,206$716$1,226
McMullen County48311$479$840$562$987$593$1,039$661$1,159$671$1,178
Medina County48325$505$870$593$1,022$625$1,077$697$1,201$708$1,220
Menard County48327$506$409$594$480$626$506$698$564$709$574
Midland County48329$523$1,179$615$1,384$648$1,458$722$1,626$734$1,652
Milam County48331$556$623$654$731$688$771$768$859$780$873
Mills County48333$469$611$552$717$581$756$648$843$659$856
Mitchell County48335$506$656$594$771$626$812$698$905$709$920
Montague County48337$524$757$615$889$649$936$723$1,044$735$1,061
Montgomery County48339$513$1,255$602$1,474$635$1,553$708$1,732$719$1,760
Moore County48341$518$738$609$866$641$913$715$1,018$727$1,034
Morris County48343$537$572$630$672$664$708$741$789$752$802
Motley County48345$588$602$691$707$728$745$811$831$825$844
Nacogdoches County48347$478$811$562$952$592$1,003$660$1,118$670$1,137
Navarro County48349$539$706$633$829$668$873$744$974$756$990
Newton County48351$506$703$594$826$626$870$698$970$709$986
Nolan County48353$602$612$707$718$745$757$831$844$845$857
Nueces County48355$534$958$627$1,125$661$1,185$737$1,321$749$1,343
Ochiltree County48357$504$759$592$891$624$939$696$1,047$707$1,064
Oldham County48359$533$695$625$817$659$861$735$960$747$975
Orange County48361$510$840$599$987$631$1,040$704$1,159$715$1,178
Palo Pinto County48363$584$752$687$883$724$930$807$1,037$820$1,054
Panola County48365$529$720$622$845$655$891$730$994$742$1,010
Parker County48367$499$1,187$587$1,394$618$1,469$689$1,638$700$1,665
Parmer County48369$514$762$604$894$636$943$710$1,051$721$1,068
Pecos County48371$558$651$655$765$690$806$770$898$782$913
Polk County48373$507$711$595$835$627$880$699$981$710$997
Potter County48375$492$693$577$814$608$858$678$957$689$972
Presidio County48377$459$549$540$644$569$679$635$757$645$769
Rains County48379$511$822$600$966$632$1,018$705$1,135$716$1,153
Randall County48381$477$998$560$1,172$590$1,235$658$1,377$669$1,399
Reagan County48383$611$921$718$1,081$757$1,139$844$1,270$857$1,291
Real County48385$521$798$612$937$644$988$719$1,101$730$1,119
Red River County48387$534$590$627$693$661$730$737$814$749$827
Reeves County48389$543$534$637$628$672$661$749$737$761$749
Refugio County48391$554$691$650$812$685$856$764$954$776$970
Roberts County48393$462$915$543$1,074$572$1,132$638$1,262$648$1,283
Robertson County48395$552$705$648$829$683$873$761$974$774$989
Rockwall County48397$546$1,325$641$1,556$675$1,640$753$1,828$765$1,858
Runnels County48399$549$577$644$678$679$714$757$796$769$809
Rusk County48401$523$748$614$879$647$926$721$1,033$733$1,049
Sabine County48403$544$691$639$812$674$855$751$954$763$969
San Augustine County48405$594$667$697$784$735$826$819$922$833$936
San Jacinto County48407$525$701$617$823$650$867$724$967$736$983
San Patricio County48409$536$922$630$1,083$663$1,142$740$1,273$752$1,293
San Saba County48411$546$640$641$752$676$792$754$883$766$897
Schleicher County48413$530$509$622$598$656$630$731$703$743$714
Scurry County48415$505$689$593$810$625$853$697$951$708$967
Shackelford County48417$486$849$571$997$602$1,050$671$1,171$682$1,190
Shelby County48419$546$561$641$659$676$694$754$774$765$787
Sherman County48421$487$844$571$992$602$1,045$671$1,165$682$1,184
Smith County48423$512$874$601$1,027$633$1,082$706$1,206$717$1,226
Somervell County48425$477$1,152$561$1,352$591$1,425$659$1,589$669$1,615
Starr County48427$482$617$567$724$597$763$665$851$676$865
Stephens County48429$551$587$647$689$682$726$761$809$773$822
Sterling County48431$648$545$760$641$801$675$893$753$908$764
Stonewall County48433$524$509$616$598$649$630$723$703$735$714
Sutton County48435$586$733$689$860$726$906$809$1,011$822$1,027
Swisher County48437$512$588$601$691$633$728$706$812$717$825
Tarrant County48439$517$1,102$608$1,294$640$1,364$714$1,520$725$1,546
Taylor County48441$517$812$607$954$639$1,006$713$1,121$725$1,139
Terrell County48443$525$614$617$721$650$760$725$847$737$861
Terry County48445$506$637$595$748$627$788$699$879$710$893
Throckmorton County48447$537$548$631$644$664$679$740$757$753$769
Titus County48449$532$648$625$761$658$802$734$894$746$908
Tom Green County48451$502$840$590$986$622$1,039$693$1,159$704$1,178
Travis County48453$511$1,385$600$1,627$632$1,715$705$1,912$716$1,943
Trinity County48455$501$712$588$836$620$881$691$983$702$999
Tyler County48457$538$637$631$749$665$789$742$879$753$894
Upshur County48459$494$765$580$899$611$947$681$1,056$692$1,073
Upton County48461$639$546$750$641$790$676$881$754$895$766
Uvalde County48463$509$691$598$811$630$855$703$953$714$969
Val Verde County48465$528$782$620$918$653$968$728$1,079$740$1,097
Van Zandt County48467$551$740$647$870$682$916$761$1,021$773$1,038
Victoria County48469$512$906$601$1,064$633$1,122$706$1,251$717$1,271
Walker County48471$489$964$574$1,132$605$1,193$675$1,330$685$1,352
Waller County48473$519$1,074$609$1,262$642$1,330$716$1,483$727$1,507
Ward County48475$565$587$664$689$699$727$780$810$793$823
Washington County48477$489$913$574$1,073$605$1,130$675$1,260$686$1,280
Webb County48479$528$859$620$1,008$654$1,062$729$1,184$741$1,203
Wharton County48481$489$844$574$992$605$1,045$675$1,165$685$1,184
Wheeler County48483$465$600$547$704$576$742$642$828$652$841
Wichita County48485$516$721$607$846$639$892$713$994$724$1,011
Wilbarger County48487$591$581$694$682$732$718$816$801$829$814
Willacy County48489$509$563$598$661$630$697$703$777$714$789
Williamson County48491$504$1,270$592$1,491$624$1,571$695$1,752$707$1,780
Wilson County48493$487$1,140$572$1,338$603$1,410$672$1,572$683$1,598
Winkler County48495$592$572$696$672$733$708$817$790$831$802
Wise County48497$515$988$604$1,161$637$1,223$710$1,364$721$1,386
Wood County48499$517$713$607$837$639$883$713$984$724$1,000
Yoakum County48501$439$937$516$1,100$544$1,159$606$1,293$616$1,313
Young County48503$517$753$607$885$639$933$713$1,040$724$1,057
Zapata County48505$475$514$558$604$588$636$656$709$666$721
Zavala County48507$561$514$658$604$694$636$773$710$786$721

 

* Note: The IRS expense figures posted on this Web site are for use in completing bankruptcy forms. They are not for use in computing taxes or for any other tax administration purpose. Expense information for tax purposes can be found on the IRS Web site.

 

Friday, October 14, 2011 1:29 PM