Bankruptcy Allowable Living Expenses
(Cases Filed Between March 15, 2011, and October 31, 2011, Inclusive)

Local Housing and Utilities Standards*

Texas

 

  Family Size and Expense Type
1 Person 2 People 3 People 4 People 5 or More People
County FIPS Code Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Anderson County48001$420$465$494$545$520$575$580$641$589$652
Andrews County48003$364$498$428$584$451$616$503$686$511$698
Angelina County48005$407$501$478$588$503$620$561$691$570$703
Aransas County48007$417$562$490$660$516$696$576$775$585$788
Archer County48009$424$548$499$643$525$678$586$755$595$768
Armstrong County48011$393$348$462$409$487$431$543$480$552$488
Atascosa County48013$398$488$468$572$493$603$550$672$559$683
Austin County48015$436$645$512$758$539$799$602$890$611$905
Bailey County48017$376$301$441$354$465$373$518$416$527$422
Bandera County48019$424$667$499$783$525$826$586$920$595$936
Bastrop County48021$441$649$518$763$546$804$609$896$619$910
Baylor County48023$413$328$485$386$511$407$570$453$579$461
Bee County48025$368$406$433$476$456$501$508$559$517$568
Bell County48027$376$660$441$776$465$818$518$912$527$926
Bexar County48029$361$718$424$843$447$888$498$991$506$1,007
Blanco County48031$437$544$513$640$541$674$603$751$613$763
Borden County48033$450$384$529$450$557$475$622$529$632$537
Bosque County48035$433$470$508$553$536$582$597$650$607$660
Bowie County48037$385$543$452$638$476$673$531$750$540$762
Brazoria County48039$431$773$507$907$534$956$595$1,066$605$1,083
Brazos County48041$424$798$499$937$525$988$586$1,101$595$1,119
Brewster County48043$383$568$450$667$474$703$528$785$537$797
Briscoe County48045$393$240$462$282$487$297$543$331$552$336
Brooks County48047$352$394$413$463$435$488$485$544$493$552
Brown County48049$396$414$466$485$491$511$547$571$556$580
Burleson County48051$430$428$505$502$532$530$593$591$602$601
Burnet County48053$436$581$512$682$539$719$602$801$611$815
Caldwell County48055$445$525$523$616$551$649$614$724$624$736
Calhoun County48057$394$488$463$572$488$603$544$673$553$683
Callahan County48059$385$409$452$481$476$507$531$565$540$574
Cameron County48061$379$540$445$634$469$668$523$745$531$758
Camp County48063$398$408$468$478$493$504$550$562$559$571
Carson County48065$376$443$441$521$465$549$518$613$527$622
Cass County48067$379$426$445$500$469$527$523$587$531$597
Castro County48069$391$401$459$472$484$497$540$553$549$562
Chambers County48071$441$711$518$835$545$881$608$982$618$997
Cherokee County48073$397$483$467$566$492$597$548$666$557$676
Childress County48075$397$406$467$476$492$501$548$560$557$569
Clay County48077$426$442$500$520$527$547$587$611$597$620
Cochran County48079$384$300$451$353$475$372$530$414$538$421
Coke County48081$386$413$453$485$478$510$533$569$541$579
Coleman County48083$400$330$469$388$494$409$551$456$560$464
Collin County48085$449$1,246$527$1,463$556$1,541$619$1,719$629$1,747
Collingsworth County48087$413$384$485$452$511$476$570$530$579$539
Colorado County48089$393$471$462$553$487$582$543$649$552$659
Comal County48091$416$787$489$924$515$973$574$1,086$584$1,102
Comanche County48093$395$355$464$416$489$439$546$489$554$497
Concho County48095$412$364$484$427$510$450$569$501$578$510
Cooke County48097$437$526$513$618$541$650$603$725$613$737
Coryell County48099$384$587$451$689$475$727$530$810$538$824
Cottle County48101$371$286$436$336$460$353$513$394$521$401
Crane County48103$398$402$468$471$493$497$550$553$559$562
Crockett County48105$410$416$481$489$507$515$566$573$575$583
Crosby County48107$379$330$445$388$469$409$523$456$531$463
Culberson County48109$398$340$468$399$493$421$550$469$559$476
Dallam County48111$346$341$406$401$428$423$477$471$484$480
Dallas County48113$428$817$503$959$530$1,011$591$1,127$600$1,146
Dawson County48115$390$351$458$413$483$435$538$485$547$493
Deaf Smith County48117$361$459$424$539$447$568$498$634$506$644
Delta County48119$414$350$486$412$512$434$571$484$581$491
Denton County48121$430$1,087$505$1,276$532$1,345$594$1,499$603$1,524
DeWitt County48123$387$407$455$478$479$504$534$562$543$571
Dickens County48125$390$256$458$300$483$316$538$353$547$359
Dimmit County48127$356$346$418$406$440$429$491$478$499$485
Donley County48129$403$403$473$473$498$499$556$556$565$565
Duval County48131$353$327$414$385$437$405$487$451$495$459
Eastland County48133$383$349$450$410$474$432$528$482$537$489
Ector County48135$382$499$449$585$473$617$527$688$535$700
Edwards County48137$406$311$477$366$502$386$560$430$569$437
El Paso County48141$338$624$397$732$419$771$467$860$474$874
Ellis County48139$443$738$520$867$548$913$611$1,018$621$1,035
Erath County48143$412$528$484$620$510$653$569$728$578$740
Falls County48145$382$344$449$403$473$425$527$475$535$483
Fannin County48147$434$440$510$517$537$545$599$608$608$618
Fayette County48149$394$546$463$641$488$675$544$753$553$765
Fisher County48151$409$332$480$391$506$412$564$459$573$467
Floyd County48153$381$412$447$485$471$511$526$569$534$578
Foard County48155$395$241$464$283$489$299$546$332$554$338
Fort Bend County48157$430$1,013$505$1,190$533$1,253$594$1,398$603$1,421
Franklin County48159$437$444$513$521$541$549$603$612$613$622
Freestone County48161$412$416$484$488$510$514$569$573$578$582
Frio County48163$381$379$447$446$471$470$526$523$534$532
Gaines County48165$357$453$419$532$442$560$493$625$501$635
Galveston County48167$453$780$532$916$561$965$625$1,076$635$1,094
Garza County48169$391$335$459$393$484$414$540$462$549$469
Gillespie County48171$414$618$486$726$512$766$571$853$581$866
Glasscock County48173$477$513$561$601$591$634$659$707$670$718
Goliad County48175$408$493$479$580$505$611$563$681$572$692
Gonzales County48177$406$395$477$463$502$489$560$545$569$554
Gray County48179$356$398$418$467$440$493$491$549$499$558
Grayson County48181$421$562$495$660$521$696$581$776$591$788
Gregg County48183$379$607$445$712$469$751$523$837$531$851
Grimes County48185$418$414$491$486$518$511$577$571$586$580
Guadalupe County48187$388$753$456$885$480$933$536$1,039$544$1,056
Hale County48189$378$479$444$562$467$593$521$661$530$671
Hall County48191$378$285$444$335$467$354$521$395$530$400
Hamilton County48193$432$326$507$383$534$404$596$450$605$458
Hansford County48195$407$421$478$494$503$521$561$581$570$590
Hardeman County48197$407$317$478$372$503$393$561$438$570$445
Hardin County48199$409$561$480$659$506$694$564$774$573$787
Harris County48201$428$786$503$923$530$973$591$1,085$601$1,102
Harrison County48203$388$554$456$650$480$686$536$764$544$777
Hartley County48205$379$662$445$777$469$819$523$913$531$928
Haskell County48207$400$300$469$353$494$372$551$415$560$421
Hays County48209$429$913$503$1,073$530$1,131$591$1,261$601$1,281
Hemphill County48211$427$435$501$511$528$539$589$600$598$611
Henderson County48213$421$523$494$615$521$647$581$722$590$734
Hidalgo County48215$371$556$436$653$460$688$513$767$521$779
Hill County48217$424$430$499$504$525$531$586$592$595$602
Hockley County48219$376$486$441$571$465$602$518$671$527$682
Hood County48221$465$719$547$843$576$889$642$992$653$1,007
Hopkins County48223$426$456$500$535$527$564$587$630$597$639
Houston County48225$423$382$497$448$524$472$584$526$594$534
Howard County48227$381$418$447$491$471$517$526$576$534$586
Hudspeth County48229$350$357$411$419$433$442$483$493$490$501
Hunt County48231$437$524$514$614$541$648$604$722$613$734
Hutchinson County48233$382$431$449$506$473$533$527$595$535$605
Irion County48235$414$487$486$573$512$604$571$673$581$683
Jack County48237$421$399$495$468$521$494$581$551$591$559
Jackson County48239$397$431$467$505$492$532$548$594$557$603
Jasper County48241$391$429$459$504$484$531$540$592$549$601
Jeff Davis County48243$386$578$453$679$478$715$533$797$541$810
Jefferson County48245$405$540$475$635$501$669$559$745$568$757
Jim Hogg County48247$343$261$403$307$425$323$474$360$482$365
Jim Wells County48249$378$444$444$522$467$551$521$614$530$623
Johnson County48251$453$613$532$720$561$758$625$846$635$860
Jones County48253$397$384$467$450$492$474$548$530$557$538
Karnes County48255$381$371$447$436$471$459$526$511$534$520
Kaufman County48257$455$669$534$786$563$828$628$923$638$938
Kendall County48259$435$892$511$1,048$538$1,105$600$1,232$610$1,251
Kenedy County48261$331$269$389$316$410$333$457$371$464$377
Kent County48263$376$317$441$372$465$392$518$438$527$444
Kerr County48265$432$561$507$659$534$695$596$774$605$787
Kimble County48267$422$322$496$378$523$398$583$444$592$452
King County48269$444$713$522$837$550$882$613$984$623$999
Kinney County48271$384$478$451$561$475$592$530$659$538$671
Kleberg County48273$386$531$453$624$478$657$533$732$541$745
Knox County48275$408$316$479$371$505$391$563$436$572$443
La Salle County48283$385$354$452$416$476$439$531$489$540$497
Lamar County48277$419$442$492$519$519$546$579$609$588$619
Lamb County48279$368$363$433$426$456$449$508$501$517$508
Lampasas County48281$404$537$474$631$500$664$557$741$566$753
Lavaca County48285$371$443$436$520$460$548$513$610$521$621
Lee County48287$403$507$473$595$498$628$556$699$565$711
Leon County48289$431$465$506$547$533$576$594$643$604$653
Liberty County48291$435$512$510$602$538$634$600$706$609$719
Limestone County48293$396$387$466$454$491$478$547$533$556$542
Lipscomb County48295$391$360$459$423$484$445$540$496$549$504
Live Oak County48297$373$388$438$456$461$481$514$536$522$545
Llano County48299$434$569$510$668$537$705$599$785$608$799
Loving County48301$522$635$613$746$646$786$721$876$732$890
Lubbock County48303$362$602$425$707$448$745$500$830$508$843
Lynn County48305$390$370$458$435$483$458$538$511$547$519
Madison County48313$418$414$491$486$518$511$577$571$586$580
Marion County48315$361$378$424$444$447$468$498$522$506$531
Martin County48317$440$452$517$531$545$559$607$624$617$634
Mason County48319$390$335$458$393$483$414$538$462$547$469
Matagorda County48321$389$594$457$698$482$735$537$820$546$833
Maverick County48323$342$460$402$540$424$568$472$634$480$644
McCulloch County48307$380$322$446$378$470$399$524$445$533$451
McLennan County48309$405$561$475$659$501$694$559$774$568$786
McMullen County48311$401$326$470$384$496$404$553$450$562$457
Medina County48325$448$565$527$662$555$698$619$778$629$791
Menard County48327$388$286$456$335$480$354$536$394$544$401
Midland County48329$416$663$489$778$515$820$574$915$584$929
Milam County48331$402$460$472$540$497$570$554$635$563$646
Mills County48333$400$322$469$379$494$399$551$445$560$452
Mitchell County48335$396$357$466$418$491$441$547$492$556$500
Montague County48337$422$417$496$489$523$515$583$575$592$584
Montgomery County48339$441$894$518$1,049$545$1,107$608$1,234$618$1,253
Moore County48341$355$512$417$601$439$634$490$707$498$718
Morris County48343$373$363$438$427$461$450$514$502$522$510
Motley County48345$377$291$442$342$466$360$520$401$528$408
Nacogdoches County48347$407$518$478$609$503$642$561$716$570$727
Navarro County48349$421$460$495$539$521$569$581$634$591$644
Newton County48351$370$338$435$397$458$418$511$466$519$474
Nolan County48353$364$442$428$518$451$546$503$609$511$619
Nueces County48355$406$693$477$813$502$858$560$956$569$972
Ochiltree County48357$380$469$446$552$470$581$524$648$533$658
Oldham County48359$403$411$473$483$498$510$556$567$565$577
Orange County48361$401$549$470$646$496$680$553$758$562$770
Palo Pinto County48363$429$424$503$498$530$525$591$585$601$594
Panola County48365$408$490$479$576$505$607$563$677$572$688
Parker County48367$454$732$533$860$562$906$627$1,010$637$1,026
Parmer County48369$371$402$436$471$460$496$513$553$521$562
Pecos County48371$376$443$441$521$465$549$518$613$527$622
Polk County48373$417$449$490$527$516$556$576$619$585$629
Potter County48375$340$489$400$573$421$605$470$673$477$685
Presidio County48377$352$397$413$466$435$492$485$548$493$557
Rains County48379$419$472$492$554$519$584$579$650$588$661
Randall County48381$369$701$434$822$457$867$510$966$518$982
Reagan County48383$448$533$527$626$555$660$619$735$629$747
Real County48385$389$334$457$392$482$412$537$460$546$467
Red River County48387$389$298$457$350$482$369$537$411$546$418
Reeves County48389$353$365$414$430$437$452$487$504$495$513
Refugio County48391$382$372$449$436$473$460$527$513$535$522
Roberts County48393$396$387$466$454$491$478$547$533$556$542
Robertson County48395$424$429$499$502$525$530$586$590$595$600
Rockwall County48397$463$1,089$544$1,279$573$1,348$639$1,503$650$1,526
Runnels County48399$397$321$467$377$492$397$548$443$557$451
Rusk County48401$385$465$452$547$476$577$531$643$540$653
Sabine County48403$390$384$458$451$483$474$538$529$547$538
San Augustine County48405$383$422$450$495$474$522$528$582$537$591
San Jacinto County48407$415$417$488$489$514$515$573$575$582$584
San Patricio County48409$403$622$473$731$498$771$556$858$565$872
San Saba County48411$393$380$462$445$487$469$543$523$552$531
Schleicher County48413$422$386$496$453$523$477$583$532$592$541
Scurry County48415$423$440$497$516$524$544$584$607$594$616
Shackelford County48417$428$417$502$491$529$517$590$576$600$585
Shelby County48419$387$394$455$462$479$487$534$544$543$552
Sherman County48421$373$400$438$469$461$495$514$552$522$561
Smith County48423$406$609$477$715$502$754$560$840$569$854
Somervell County48425$423$596$497$700$524$737$584$822$594$835
Starr County48427$331$350$389$411$410$433$457$483$464$491
Stephens County48429$410$361$481$425$507$448$566$499$575$507
Sterling County48431$460$393$540$461$569$486$634$542$645$550
Stonewall County48433$386$266$453$313$478$329$533$367$541$373
Sutton County48435$419$466$492$547$519$576$579$642$588$653
Swisher County48437$387$315$455$369$479$390$534$435$543$441
Tarrant County48439$406$840$477$986$503$1,039$561$1,158$570$1,177
Taylor County48441$373$542$438$637$461$671$514$748$522$761
Terrell County48443$370$373$435$438$458$462$511$515$519$523
Terry County48445$391$468$459$550$484$579$540$645$549$655
Throckmorton County48447$419$364$492$428$519$450$579$501$588$510
Titus County48449$417$519$490$609$516$642$576$715$585$727
Tom Green County48451$373$540$438$634$461$669$514$746$522$758
Travis County48453$422$989$496$1,162$523$1,224$583$1,365$592$1,387
Trinity County48455$418$404$491$475$518$500$577$558$586$567
Tyler County48457$388$405$456$476$480$502$536$559$544$568
Upshur County48459$389$451$457$530$482$558$537$622$546$632
Upton County48461$380$398$446$467$470$493$524$549$533$558
Uvalde County48463$365$420$429$493$452$520$504$579$512$589
Val Verde County48465$371$539$436$632$460$666$513$742$521$755
Van Zandt County48467$426$485$500$570$527$600$587$670$597$680
Victoria County48469$388$608$456$714$480$753$536$838$544$852
Walker County48471$433$615$508$723$536$761$597$849$607$862
Waller County48473$469$623$551$731$580$771$647$860$657$874
Ward County48475$369$388$434$455$457$480$510$535$518$543
Washington County48477$419$594$492$697$519$734$579$818$588$832
Webb County48479$389$678$457$796$482$838$537$935$546$950
Wharton County48481$407$528$478$620$503$654$561$729$570$741
Wheeler County48483$382$349$449$410$473$432$527$482$535$490
Wichita County48485$388$540$456$634$480$669$536$745$544$758
Wilbarger County48487$409$405$480$476$506$502$564$559$573$569
Willacy County48489$381$302$447$355$471$375$526$417$534$424
Williamson County48491$382$1,001$449$1,176$473$1,239$527$1,382$535$1,405
Wilson County48493$422$676$496$793$523$836$583$932$592$947
Winkler County48495$375$362$440$426$464$448$517$500$525$509
Wise County48497$463$644$544$756$573$797$639$889$649$903
Wood County48499$418$461$491$541$518$569$577$635$586$646
Yoakum County48501$365$447$429$525$452$553$504$617$512$627
Young County48503$398$416$468$488$493$515$550$573$559$583
Zapata County48505$363$412$427$483$449$510$501$568$509$577
Zavala County48507$340$326$400$382$421$403$470$448$477$456

 

* Note: The IRS expense figures posted on this Web site are for use in completing bankruptcy forms. They are not for use in computing taxes or for any other tax administration purpose. Expense information for tax purposes can be found on the IRS Web site.

 

Thursday, October 2, 2014 4:17 PM